:root{--ink:#0D1B26;--navy:#12283A;--ivory:#F7F3EC;--ivory-2:#EFE8DC;--paper:#FFFDF9;--gold:#C6A05A;--gold-2:#E4C98F;--wa:#15803D;--text:#1B2731;--muted:#5B6873;--muted-2:#4A5763;--line:rgba(13,27,38,.12);--ease:cubic-bezier(.2,.7,.2,1);--acc:#2F6B5E;--acc-soft:rgba(47,107,94,.12)}
.a-clinicas,.a-financiacion{--acc:#8A6A2F;--acc-soft:rgba(138,106,47,.12)}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Manrope,system-ui,sans-serif;background:var(--ivory);color:var(--text);line-height:1.65;-webkit-font-smoothing:antialiased;overflow-x:hidden}
img,svg{display:block}
a{color:inherit}
h1,h2,h3,p{margin:0}
.wrap{max-width:1200px;margin:0 auto;padding:0 20px}
.serif{font-family:Fraunces,Georgia,serif;font-weight:400;letter-spacing:-.02em;line-height:1.1}
.eyebrow{font-size:.78rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--acc)}
em{font-style:italic;color:var(--acc)}

.top{background:var(--ink);position:sticky;top:0;z-index:50}
.top-row{height:72px;display:flex;align-items:center;justify-content:space-between;gap:16px}
.logo img{height:38px;width:auto}
.btn-top{display:inline-flex;align-items:center;gap:8px;padding:10px 18px;min-height:44px;border-radius:999px;background:var(--wa);color:#fff;text-decoration:none;font-weight:700;font-size:.92rem;white-space:nowrap}
.tabs{display:flex;gap:4px;overflow-x:auto;border-top:1px solid rgba(247,243,236,.12);scrollbar-width:none}
.tabs::-webkit-scrollbar{display:none}
.tabs a{flex:none;display:inline-flex;align-items:center;padding:0 14px;min-height:48px;color:rgba(247,243,236,.85);text-decoration:none;font-weight:600;font-size:.92rem;white-space:nowrap;border-bottom:2px solid transparent;transition:color .25s,border-color .25s}
.tabs a:first-child{padding-left:0}
.tabs a:hover{color:var(--gold-2);border-bottom-color:var(--gold)}
.tabs a[aria-current]{color:var(--gold-2);font-weight:700;border-bottom-color:var(--gold)}

/* Guías */
.art-hero{padding:clamp(32px,5vw,64px) 0 clamp(28px,4vw,48px);border-bottom:1px solid var(--line)}
.crumbs{font-size:.86rem;color:var(--muted);margin-bottom:22px}
.crumbs a{color:var(--muted);text-decoration:none}
.crumbs a:hover{color:var(--acc);text-decoration:underline}
.art-hero .eyebrow{margin-bottom:14px}
.art-hero h1{font-size:clamp(2rem,4.4vw,3.4rem);max-width:900px}
.art-hero .lead{margin-top:20px;max-width:780px;font-size:clamp(1.05rem,1.6vw,1.2rem);color:var(--muted-2)}
.byline{margin-top:20px;font-size:.86rem;color:var(--muted)}
.art-grid{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:clamp(32px,5vw,72px);padding-top:clamp(32px,5vw,56px);padding-bottom:clamp(56px,7vw,96px)}
.prose{max-width:740px;font-size:1.06rem}
.prose h2{font-family:Fraunces,Georgia,serif;font-weight:400;letter-spacing:-.015em;line-height:1.15;font-size:clamp(1.55rem,2.6vw,2rem);margin:44px 0 14px}
.prose h2:first-child{margin-top:0}
.prose p{margin:0 0 16px}
.prose ul,.prose ol{margin:0 0 18px;padding-left:22px}
.prose li{margin-bottom:8px}
.prose li::marker{color:var(--acc)}
.prose a{color:var(--acc);font-weight:600}
.prose a.btn-wa{color:#fff;font-weight:700;text-decoration:none}
.note{background:var(--acc-soft);border-radius:16px;padding:20px 22px;margin:8px 0 22px}
.tbl{overflow-x:auto;margin:6px 0 22px;border:1px solid var(--line);border-radius:14px;background:var(--paper)}
.tbl table{border-collapse:collapse;width:100%;min-width:480px;font-size:.96rem}
.tbl th,.tbl td{text-align:left;padding:12px 14px;border-bottom:1px solid var(--line);vertical-align:top}
.tbl th{background:var(--ivory-2);font-weight:700}
.tbl tr:last-child td{border-bottom:0}
.mid-cta{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:14px;background:var(--ink);color:var(--ivory);border-radius:18px;padding:20px 22px;margin:28px 0}
.mid-cta p{margin:0;font-weight:600;flex:1 1 260px}
.faq h2{margin-top:48px}
.faq details{background:var(--paper);border:1px solid var(--line);border-radius:14px;margin-bottom:10px}
.faq summary{cursor:pointer;list-style:none;padding:16px 48px 16px 18px;font-weight:700;position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:18px;top:12px;font-size:1.4rem;color:var(--acc);transition:transform .3s}
.faq details[open] summary::after{transform:rotate(45deg)}
.faq details p{padding:0 18px 16px;margin:0;color:var(--muted-2)}
.side{position:relative}
.side-in{position:sticky;top:140px;display:grid;gap:18px}
.cta-card{background:var(--paper);border:1px solid var(--line);border-radius:20px;padding:24px}
.cta-card h3{font-family:Fraunces,Georgia,serif;font-weight:400;font-size:1.4rem;line-height:1.2;margin-bottom:8px}
.cta-card p{color:var(--muted-2);font-size:.95rem;margin-bottom:16px}
.cta-card .alt{display:block;margin-top:12px;font-size:.92rem;color:var(--acc);font-weight:700;text-decoration:none}
.rel{background:var(--paper);border:1px solid var(--line);border-radius:20px;padding:22px 24px}
.rel p{font-size:.78rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);margin-bottom:10px}
.rel ul{list-style:none;margin:0;padding:0}
.rel li{border-top:1px solid var(--line)}
.rel li:first-child{border-top:0}
.rel a{display:block;padding:10px 0;text-decoration:none;font-weight:600;font-size:.95rem}
.rel a:hover{color:var(--acc)}

.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;padding:14px 22px;min-height:50px;border-radius:999px;font-weight:700;text-decoration:none;transition:transform .3s var(--ease)}
.btn:hover{transform:translateY(-2px)}
.btn-wa{background:var(--wa);color:#fff}
.btn-line{border:1px solid rgba(247,243,236,.5);color:var(--ivory)}
.btn-full{width:100%}

/* Páginas de área */
.hero{padding:clamp(40px,6vw,88px) 0 clamp(56px,7vw,100px)}
.hero-grid{display:grid;grid-template-columns:1.05fr 1fr;gap:clamp(36px,5vw,72px);align-items:center}
.hero .eyebrow{margin-bottom:18px}
.hero h1{font-size:clamp(2.3rem,5vw,4.2rem);line-height:1.05}
.hero .lead{margin:22px 0 28px;font-size:clamp(1.02rem,1.5vw,1.18rem);color:var(--muted-2);max-width:560px}
.checks{display:grid;gap:10px;font-weight:600}
.checks span{display:flex;align-items:center;gap:10px}
.checks svg{color:var(--acc)}
#test{scroll-margin-top:136px}
.quiz{background:var(--paper);border:1px solid rgba(13,27,38,.1);border-radius:26px;padding:clamp(22px,3vw,38px);box-shadow:0 30px 70px -40px rgba(13,27,38,.45)}
.q-top{display:flex;justify-content:space-between;gap:12px;font-size:.85rem;color:var(--muted);margin-bottom:10px}
.q-bar{height:4px;background:rgba(13,27,38,.08);border-radius:9px;overflow:hidden;margin-bottom:26px}
.q-bar i{display:block;height:100%;width:25%;background:var(--acc);border-radius:9px;transition:width .6s var(--ease)}
.q-title{font-size:clamp(1.45rem,2.4vw,1.9rem);line-height:1.15;margin-bottom:20px}
.opts{display:grid;gap:10px}
.opt{display:flex;align-items:center;gap:14px;width:100%;text-align:left;padding:14px 18px;min-height:56px;border-radius:14px;border:1px solid rgba(13,27,38,.14);background:var(--ivory);color:var(--text);font:inherit;font-size:1rem;cursor:pointer;transition:border-color .25s,background .25s,transform .25s var(--ease)}
.opt:hover{border-color:var(--acc);background:var(--acc-soft);transform:translateY(-1px)}
.opt .k{flex:none;width:28px;height:28px;border-radius:8px;border:1px solid var(--acc);display:grid;place-items:center;font-size:.8rem;font-weight:700;color:var(--acc)}
.q-back,.restart{margin-top:12px;background:none;border:0;color:var(--muted);font:inherit;font-size:.95rem;cursor:pointer;padding:10px 0;min-height:44px}
.restart{text-decoration:underline;font-size:.92rem;margin-top:4px}
.q-step{animation:qin .45s var(--ease)}
@keyframes qin{from{opacity:0;transform:translateX(24px)}to{opacity:1;transform:none}}
.badge{display:inline-block;padding:7px 14px;border-radius:999px;background:var(--acc-soft);color:var(--acc);font-weight:700;font-size:.8rem;letter-spacing:.06em;text-transform:uppercase;margin-bottom:14px}
.r-text{color:var(--muted-2);margin:12px 0 22px}
.mailbox{margin-top:14px;padding:12px 16px;border:1px solid rgba(13,27,38,.12);border-radius:14px;display:flex;flex-wrap:wrap;justify-content:center;align-items:center;gap:4px 10px;color:var(--muted);font-size:.95rem}
.mailbox a{display:inline-flex;align-items:center;gap:6px;color:var(--acc);font-weight:700;text-decoration:none;min-height:44px}
.note-s{margin-top:14px;font-size:.82rem;color:var(--muted)}
.sec{padding:clamp(64px,8vw,110px) 0}
.sec .eyebrow{margin-bottom:14px}
.sec h2{font-size:clamp(2rem,3.6vw,3.1rem)}
.paper{background:var(--paper)}
.alt-bg{background:var(--ivory-2)}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:clamp(32px,4vw,48px)}
.svc{display:block;background:var(--ivory);border-radius:20px;padding:28px;text-decoration:none;transition:transform .35s var(--ease),box-shadow .35s var(--ease)}
.paper .svc{background:var(--ivory)}
a.svc:hover{transform:translateY(-3px);box-shadow:0 24px 50px -30px rgba(13,27,38,.5)}
.svc h3{font-size:1.12rem;font-weight:700;margin-bottom:8px}
.svc p{color:var(--muted)}
.svc .more{display:inline-block;margin-top:12px;color:var(--acc);font-weight:700;font-size:.92rem}
.guides{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:clamp(28px,4vw,40px)}
.guides a{display:flex;flex-direction:column;gap:6px;background:var(--paper);border:1px solid var(--line);border-radius:16px;padding:18px 20px;text-decoration:none;transition:border-color .25s,transform .3s var(--ease)}
.guides a:hover{border-color:var(--acc);transform:translateY(-2px)}
.guides b{font-size:1rem;line-height:1.35}
.guides span{font-size:.88rem;color:var(--muted)}
.faq-wrap{max-width:900px}
.steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:28px;margin-top:clamp(32px,4vw,48px)}
.step{border-top:2px solid var(--acc);padding-top:18px}
.step .num{font-family:Fraunces,Georgia,serif;font-size:1.6rem;color:var(--acc);margin-bottom:8px}
.step h3{font-size:1.1rem;font-weight:700;margin-bottom:6px}
.step p{color:var(--muted)}
.faq-list{margin-top:28px}

.contact{background:var(--ink);color:var(--ivory);text-align:center;padding:clamp(64px,8vw,100px) 0}
.contact h2{font-size:clamp(2rem,4vw,3.2rem);margin-bottom:14px}
.contact p{color:rgba(247,243,236,.75);font-size:1.08rem;margin:0 auto 32px;max-width:620px}
.btns{display:flex;flex-wrap:wrap;gap:14px;justify-content:center}
.btns .btn{flex:1 1 260px;max-width:340px;min-height:52px}

footer{background:#08131B;color:rgba(247,243,236,.66);padding:40px 0;font-size:.85rem}
.foot{display:flex;flex-wrap:wrap;gap:20px 40px;align-items:center;justify-content:space-between}
.foot img{height:30px;width:auto}
.foot a{color:rgba(247,243,236,.85)}
.legal{margin-top:24px;padding-top:20px;border-top:1px solid rgba(247,243,236,.1);font-size:.78rem;line-height:1.7;color:rgba(247,243,236,.55)}
.legal b{color:rgba(247,243,236,.8)}
.wa-float{position:fixed;right:20px;bottom:20px;z-index:60;width:60px;height:60px;border-radius:50%;background:var(--wa);color:#fff;display:grid;place-items:center;box-shadow:0 14px 30px -10px rgba(21,128,61,.8);transform:scale(0);transition:transform .45s var(--ease)}
.wa-float.show{transform:scale(1)}
@media (prefers-reduced-motion:reduce){.q-step{animation:none}html{scroll-behavior:auto}}
@media (max-width:1000px){.grid3,.guides{grid-template-columns:1fr 1fr}}
@media (max-width:900px){.hero-grid,.art-grid{grid-template-columns:minmax(0,1fr)}.side-in{position:static}}
@media (max-width:620px){
  .logo img{height:28px}
  .btn-top{padding:9px 14px}
  .grid3,.guides{grid-template-columns:1fr}
  .wa-float{right:14px;bottom:14px}
  .mid-cta .btn{width:100%}
}